Dino Loan is free to use. We may be paid by the lenders we connect you with. Ad Disclosure

No upfront fees. Ever.

Request up to $5,000. Fast.

Tell us what you need and get matched with a licensed lender in minutes. Free to check, and you never have to accept.

$100 to $5,000

Popular amounts

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Free to check. No obligation.

  • Licensed lenders only
  • No upfront fees
  • Encrypted

Consumer advisory: For a 14 to 31 day term, APRs range from about 208% to 460%1. Rates and terms vary by lender and state. Loan Rates

Cash for whatever comes up

Bills, repairs and the unexpected. Checking your options is free.

Start an application for this need

Three steps. A few minutes.

You see your lender and its terms before you decide anything.

  1. 01

    Tell us about yourself

    It takes about 3 minutes2 on your phone. Nothing to print or fax.

  2. 02

    Get a lender response in minutes

    If you are matched, you see the lender, the amount it offers and its terms. You choose what happens next, with no obligation.

  3. 03

    Get your funds

    Finish on the lender's secure site. If approved, the lender sends the money to your bank.3

    Your lender tells you when it will send your money.
Loan costs

Know the cost before you choose.

See example costs before you choose anything.

Rates and terms vary by lender and your situation. You see exact details before choosing anything. See Loan Rates

Short term loan example

$300.00

Total to repay

You get
$255
Fee
$45
Term
14 days
APR
About 460%

From our lender partner in California, at the 15% maximum fee. Short term loans are expensive and are meant for short term needs.

Do I qualify?

Many people qualify without perfect credit. Most lenders ask that you:

No perfect credit required.

Lenders may look at more than your credit score. Meeting these does not guarantee a match or approval.

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  • Are 18 or older
  • Are looking for $100 to $5,000
  • Have an active checking account
  • Have a regular income
  • Have a valid email and mobile number
Peace of mind

Safe from the first tap.

  • Licensed lenders only

    We only connect you with lenders licensed where you live.

  • Encrypted details

    Your answers travel over an encrypted connection to the lender you are matched with.

  • Never pay up front

    Dino Loan and our lenders never ask for fees or gift cards to get a loan.

    How to spot a scam

Questions, answered.

Everything you need to know before checking your options.

Still have questions?Contact us
Does checking cost anything?
No. Dino Loan is free to use, and nobody should ever ask you to pay up front for a loan. We may be paid by the lenders we connect you with.
Will it affect my credit score?
Dino Loan does not check your credit. Lenders in our network may check your credit with a major credit bureau or with a specialty bureau that serves short term lenders, and a credit check may affect your credit score.
Do I have to accept an offer?
No. You see the lender and its terms first, and you decide. There is no obligation.
How quickly can I get funds?
If a lender approves you, your lender tells you when it will send your money. When it reaches your account also depends on your bank.
What types of loans are available?
Personal loans and short term loans, depending on the lender and your state. Today our lender partner offers short term loans of $100 to $255 in California. More lenders and states are coming.
Do you work with bad credit?
Yes, you can apply with any credit history. Some lenders look at more than your credit score, like your income. Approval is always up to the lender.
Is my information secure?
Your details travel over an encrypted connection, and sensitive numbers such as your Social Security and bank account numbers are encrypted when we store them. Only staff who need your details can see them, and we share them to find you a loan, as our Privacy Policy explains.
Is Dino Loan a lender?
No. Dino Loan is a free service that connects you with licensed lenders. The lender makes every credit decision.

Check your options today.

Free, no obligation, and about 3 minutes.

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$250Free to check. No obligation.
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